Title V of the Gramm-Leach-Bliley Act generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the Gramm-Leach-Bliley Act, we are providing you with this document, which notifies you of the privacy policies and practices of Tupitza & Associates, P.C. We may collect nonpublic personal information about you from sources including, but not limited to, the following: Information we receive from you, such as on applications or other forms. Information about your transaction we secure from our files, or from our affiliates or others. Information we receive from a consumer reporting agency. Information that we receive from others involved in your transactions or case, such as the real estate agent or lender. We may disclose any of the above information that we collect about our clients or former clients to our employees, affiliates or to non-affiliated third parties, including, but not limited to, mortgage bankers, securities dealers, insurance representatives, judges, other attorneys when necessary, jury members, all as permitted by law. We do not otherwise disclose information about our clients or former clients. WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW. We restrict access to nonpublic personal information about you to those employees who need to know the information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Please note that any disclosure of information would be pursuant to the attorney-client privilege set forth in the Rules of Professional Conduct. RESPA NOTICE

This is to give you notice that Tupitza & Associates, P.C. has a business relationship with Academy Professional Settlement Services (APSS). The nature of the relationship is that James S. Tupitza is the controlling shareholder in Tupitza & Associates P.C. and the controlling stockholder of APSS.

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